American health care needs an updated treatment plan. The quality of care is not the issue as we have some of the best medical care in the world. People will fly in from different countries just to take advantage of our trained medical providers. But our health care policies are very short-sighted and in need of repair. I see two major flaws with our current health care system.
One is that routine preventive health care is unaffordable for many families. For many the only type of health care that they can afford is a plan with a high deductible. This type of insurance is necessary for major injuries and life-threatening situations. But in the end it leads to a lack of preventive maintenance. With such high deductibles people are hesitant to go to a doctor for the routine care that might prevent major problems down the road. And, most high deductible plans provide no dental care at all.
This is like taking a car to a mechanic only when the engine seizes up or the transmission fails. What we should be doing is changing the oil and maintaining the air pressure in the tires. Under the current state of health care this is not possible for many. As a nation we are going to face much higher costs for medical and dental care as our population ages.
The second issue is the large number of people who do not have any insurance at all. If health insurance is anything like car insurance I am forced to pay not only for my own injuries but also for the injuries of all those who choose to go without insurance. The affordable care act, commonly known as Obamacare, made an attempt to rectify this issue. In my opinion Obamacare caused as many problems as it solved but in this one area it got it right.
Obamacare certainly isn’t perfect. And Republicans are now in the process of attempting to repeal it. I can understand their logic in doing so. However, I have not seen any type of plan they have proposed that addresses the issues of preventative care and the uninsured. Whether it is Obamacare, or some other plan, something needs to be done about the large number of American citizens who live off of the hard work of others. And the fact that preventative health care is not affordable.
America is a great country. We are a very resourceful people. Most of us work very hard to provide for ourselves and our families. We should be smart enough to know how to provide high quality, and affordable, health care to all of our citizens. It may cost us more in the present but it will pay big dividends down the road.